Blended DSCR 1.10x across 4 doors
Blended DSCR of 1.10x qualifies but is close to the minimum. Consider improving cash-flow on weaker properties or paying down balances before applying.
Portfolio-wide LTV is 71.9%, within the 80% constraint. All properties meet lender leverage requirements.
| Property | Type | Value | Orig. Loan | Rate % | Term | Mo. Owned | Escrows/mo | Rent/mo | LTV | Balance | DSCR | Cash/mo | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
$ | $ | % | $ | $ | 74% | $314,363 | 1.00x | -$12 | |||||
$ | $ | % | $ | $ | 71% | $367,188 | 1.16x | +$571 | |||||
$ | $ | % | $ | $ | 78% | $306,148 | 0.81x | -$563 | |||||
$ | $ | % | $ | $ | 68% | $432,959 | 1.30x | +$1,343 |
How your properties are spread across DSCR buckets. Red bars = lenders may decline; green = comfortable approval zone.
Concentration by state. Over 50% in one state (red) can limit blanket-loan options — Greenstreet's underwriters prefer diversified books.
Preliminary estimate — not a commitment to lend. Blended DSCR and portfolio aggregates are indicative only; final terms subject to full underwriting and credit approval. Submit a scenario review for exact underwriting.
See your whole book the way a blanket underwriter will — before you send it.
Blanket and multi-property files are what this engine was built for. No income docs, no W-2s — blended rent does the qualifying. Take the view you just built into a 5-question scenario and see which published programs it clears.