Every calculator, one door.
Structure the deal, check the state rules, stress-test the coverage, and model the exit — no re-keying between steps. Every tool is educational: results are estimates, not loan commitments or advice.
Not sure where to start?
Answer any of these and the tools that fit move to the front. Every tool stays listed.
Quick DSCR check, full PITIA breakdown, and program fit in under a minute.
Open tool →Full dual-track underwrite — lender qualification plus investor cash flow, break-even rate, and cash-on-cash.
Open tool →Screen a scenario against published DSCR program profiles by FICO, DSCR, LTV, and property type.
Open tool →Prepayment-penalty and usury matrix for 47 states and DC, with statutory citations.
Open tool →Short-term-rental underwriting across three income worlds with month-by-month seasonality.
Open tool →Estimate what a property is worth after repairs, and what it needs to earn to be worth buying — with a best, likely and worst case for each.
Open tool →DSCR for 5+ unit properties — vacancy, operating expenses, and debt-service coverage.
Open tool →Model construction and bridge carry, carry costs, exit refinance, and permanent takeout.
Open tool →Convert DSCR targets to True Cost of Ownership thresholds with reserve-loaded debt.
Open tool →Model whether refinancing clears its break-even cost from your actual amortization schedule.
Open tool →Model the refinance leg of a buy, rehab, rent, refinance, repeat plan: refinance loan, cash out, and cash left in the deal.
Open tool →See how payment and coverage change when an adjustable-rate mortgage resets across SOFR scenarios.
Open tool →Simulate DSCR outcomes over a holding period under stated rate paths and volatility.
Open tool →Cash-on-cash return, IRR, and equity multiple from day one through the sale.
Open tool →After-tax IRR with depreciation, interest deduction, and recapture assumptions.
Open tool →Shock rate, rent, vacancy, and tax to see exactly where coverage breaks.
Open tool →Compare interest-only, amortization, rate, and cost structures against qualifying DSCR and cash flow.
Open tool →Solved rate, program eligibility, and after-tax IRR together in one view.
Open tool →Track DSCR and equity across a manually entered property portfolio.
Open tool →