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Product / Lender Intelligence

Which programs fit your deal?

Enter your FICO score, LTV (how the loan amount compares to the property value — lower means more equity and better terms), DSCR (whether the property's rent can cover the loan payment — 1.00 = rent exactly covers it; higher is stronger), and loan amount. Every Greenstreet program is scored against your numbers instantly — green cards fit, red cards don't and show you why.

How to use: adjust the deal box on the left. Cards re-rank live. Match count updates at the top. Aim for at least one FITS card before submitting.
These are the programs you can reach through Greenstreet — not a survey of the whole market. Other lenders may offer terms that are not shown here.

Greenstreet AspenGreenstreet WillowGreenstreet CedarGreenstreet MagnoliaGreenstreet BirchGreenstreet MapleGreenstreet Oak
Live deal summary
1.15x
qualifies
720
FICO
standard
75%
LTV
within limits
1.15x
DSCR
4
of 7 programs fit this deal
Scroll down to see ranked programs.
Live program matcher

4 of 7 programs fit this deal

4 programs fit. They're sorted by match score — the weighted read on how much room this deal has inside each program, not just whether it clears.

Match score is modeled, and it is not the whole picture: 45% of the factor model, weighted across DSCR headroom, LTV fit and program flexibility. rate competitiveness, reserve burden, provenance confidence are not scored, because the program matrix publishes eligibility rather than pricing, a dollar reserve requirement, or a confidence rating. A program that does not fit is not scored at all.

Adjust the deal box on the left — programs re-rank instantly.

Your Deal Box

Enter your deal details. Programs re-rank as you type — no submit needed.

01
Greenstreet AspenFITS
The everyday 1-4 unit DSCR loan· up to 80% LTV for this deal
✓ FICO ≥ 640✓ LTV ≤ 80%✓ DSCR ≥ 0.75✓ $75,000–$2.5M★ STR★ non-US borrowers OK
Source: Published program matrix · as of Nov 25, 2025
DSCR Headroom 90/100 · 44% wtLTV Fit 80/100 · 33% wtFlexibility 47/100 · 22% wt
77
match score
STRONG · #1
02
Greenstreet WillowFITS
Standard DSCR with FN & condotel paths· up to 80% LTV for this deal
✓ FICO ≥ 660✓ LTV ≤ 80%✓ DSCR ≥ 0.80✓ $75,000–$3M★ STR★ non-US borrowers OK
Source: Published program matrix · as of Oct 14, 2025
DSCR Headroom 85/100 · 44% wtLTV Fit 80/100 · 33% wtFlexibility 47/100 · 22% wt
75
match score
STRONG · #2
03
Greenstreet CedarFITS
Biggest loans, tier-priced to $3.5M· up to 80% LTV for this deal
✓ FICO ≥ 640✓ LTV ≤ 80%✓ DSCR ≥ 0.75✓ $75,000–$3.5M★ STR
Source: Published program matrix · as of Mar 9, 2026
DSCR Headroom 90/100 · 44% wtLTV Fit 80/100 · 33% wtFlexibility 24/100 · 22% wt
72
match score
STRONG · #3
04
Greenstreet MagnoliaFITS
The widest property box — 5-9 units & more· up to 80% LTV for this deal
✓ FICO ≥ 660✓ LTV ≤ 80%✓ DSCR ≥ 1.00✓ $75,000–$3M★ STR★ 5+ units★ non-US borrowers OK
Source: Published program matrix · as of Apr 1, 2026
DSCR Headroom 65/100 · 44% wtLTV Fit 80/100 · 33% wtFlexibility 65/100 · 22% wt
70
match score
STRONG · #4
05
Greenstreet Birch1 miss
Broadest box, including multi-family· up to 70% LTV for this deal
✓ FICO ≥ 620✕ LTV ≤ 70%✓ No-ratio OK✓ $75,000–$3M★ no-ratio★ STR★ 5+ units
Source: Published program matrix · as of Sep 12, 20255+ unit LTV grid: Unverified — from published materials, not confirmed
—
not scored
06
Greenstreet Maple1 miss
Maximum leverage — up to 85% LTV· up to 70% LTV for this deal
✓ FICO ≥ 620✕ LTV ≤ 70%✓ No-ratio OK✓ $75,000–$3M★ no-ratio★ STR★ non-US borrowers OK
Source: Published program matrix · as of Mar 9, 2026
—
not scored
07
Greenstreet Oak1 miss
No-ratio & credit-event friendly· up to 70% LTV for this deal
✓ FICO ≥ 660✕ LTV ≤ 70%✓ No-ratio OK✓ $75,000–$3M★ no-ratio★ STR
Source: Published program matrix · as of Feb 13, 2026
—
not scored

Program parameters effective Jun 24, 2026 and subject to full underwriting. Fit scores are indicative only; FICO × LTV pricing grids determine final terms. Not a rate lock or credit approval.

Market data as of January 2026. Rates, lender terms, and state rules are dated research — verify with current sources before relying on them. 4 of 10 datasets are past twice their review cycle; treat those figures as provisional.

Beyond the rate

Two lenders, two rates — which actually costs less?

True cost of capital

Compare offers on total cost — not the rate.

The lowest rate is not always the cheapest loan. Enter the real quotes you've received — points, fees, and prepay penalty included — and we rank them by what you actually pay over your hold. Replace the example numbers below.

The lowest-rate option (Quote A — lowest rate) costs $8,335 more over 3 years than Quote B — slightly higher, open, once points, fees, and prepay are counted.

Quote B — slightly higher, openRecommended
7.875% · interest $69,954 · upfront $1,500 · prepay $0
$71,454
all-in over 3yr
8.37% AEY
Quote A — lowest rate
7.5% · interest $66,558 · upfront $4,500 · prepay $8,731
● Points don't recoup within your 3yr hold
$79,789
all-in over 3yr
9.32% AEY

All-in cost = interest over your hold + points + fees + any prepay penalty owed if you exit at the end of the hold. AEY (all-in effective yield) is the true annual cost of the money once points, fees, and prepay are folded in — the lowest AEY is the cheapest capital, even if it isn't the lowest rate. Estimate — confirm exact figures on each lender's Loan Estimate.

One scenario. Every published program.

Ready to move this deal forward?

Submit once. We model your file against the best-fit programs and hand you a structured scenario — no portal-hopping, no re-keying the same numbers five times.