Rate intelligence · 5 questions · 60 seconds
Find the right DSCR program for your deal.
Five questions about property, credit, and cash flow. No credit pull — estimate-ok on every field.
Property · 1 of 5
What type of property are you financing?
DSCR loans work for most rental property types. Short-term rentals (Airbnb-style) and larger multifamily buildings have specialty programs with slightly different requirements.
Single-family rental
1 unit — most common2–4 unit rental
small multifamily5+ unit / mixed-use
multifamilyShort-term rental (STR)
Airbnb / VRBONo credit pullNo email requiredEstimate-ok on every field
What is DSCR?
Debt Service Coverage Ratio — whether the property's monthly rent can cover the full loan payment (PITIA: principal, interest, taxes, insurance, and HOA). 1.00x = rent exactly covers the payment.
No income docs needed
DSCR loans qualify on the property's income, not your tax returns or pay stubs. Ideal for self-employed investors and those with complex income structures.
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This quiz organizes coarse scenario inputs only. Current pricing requires verified borrower, property, loan, appraisal, reserve, and program details.