Qualify on rent, not your W-2
A DSCR loan qualifies the property on the rental income it generates: no tax returns, no employment history, no income docs.
Price my rental deal →- <60s
- to a priced deal
- 0
- income docs required
- 47+DC
- state rule sets
- 1
- lender relationship
Model STR and non-US scenarios
Short-term-rental income and non-US borrower documentation can be considered under some published programs; the overlays vary, so verify the file.
Explore STR & non-US scenarios →- STR
- income accepted
- Cross-border
- provider-specific review
- Dual-Track
- DSCR analysis
- ITIN
- accepted in place of SSN
- e.g. 1.18x
- an example DSCR, not a quote
One blended view of all your doors
The portfolio builder reads ten or more properties together, and checks any blanket loan for a partial-release clause.
Build my portfolio view →- Blended
- DSCR across every door
- Track 1 + 2
- coverage per property
- Partial release
- blanket-loan check
- Refi scan
- flags equity candidates
- e.g. 1.49x
- an example DSCR, not a quote
See exactly how big the payment jump is
The ARM Reset tool runs five SOFR scenarios with your note's caps and shows whether the deal still qualifies at each adjustment.
Model my ARM reset →- 5
- SOFR scenarios run
- 3
- cap types enforced
- DSCR
- checked at every reset
- 3
- ARM structures: 5/6, 7/6, 10/6
- e.g. 0.92x
- an example DSCR, not a quote
Ready to apply?
Tell us about the loan you want. We don’t pull your credit when you submit, and nothing here is an approval or a commitment to lend.
Questions on a deal? Review my deal — one workflow prices, structures, and stress-tests it, and your numbers are saved with the request.
Review my dealRun the property's rent through Greenstreet — a real number in 60 seconds, no account, no credit pull.
Check my DSCR