Buy-and-hold investors
Qualify on rent, not your W-2
DSCR loans (whether the property's rent can cover the loan payment — 1.00 = break-even; higher is stronger) let you qualify purely on the rental income your property generates. No tax returns, no employment history, no income docs. Greenstreet models the deal both ways — one file, one clear picture, before it ever reaches a lender.
Short-term & vacation rental investors
Model STR and non-US scenarios
Short-term-rental income and non-US borrower documentation can be considered under some published programs, but the evidence and overlays vary. Use Dual-Track DSCR to compare a lender-style rent-coverage scenario with investor cash-flow survival, then verify the current program rules for the specific file.
Portfolio builders
One blended view of all your doors
Once you own ten or more properties, a lender stops reading them one at a time and starts reading them together — total rent against total payment, the blended ratio. The portfolio builder puts that on one screen alongside your total equity and your average rate. It also checks any blanket loan (one loan secured by several properties at once) for a partial-release clause. Without that clause, selling a single house can trigger payoff on all of them.
Investors with ARM exposure
See exactly how big the payment jump is
An ARM (a loan whose rate is fixed for a few years, then can adjust) looks cheap at origination — but your DSCR can collapse at the first reset. The ARM Reset tool runs five SOFR scenarios (Bullish → Crisis), applies initial, periodic, and lifetime caps exactly as written in the note, and shows whether the deal still qualifies at each adjustment. Know the floor before the clock runs out.
Pricing status
Five questions. A scenario you can pressure-test.
Property type, LTV (how the loan compares to the property value), DSCR, FICO, and state. See where your deal lands — not a program match or rate quote — in under a minute. No email, no credit pull, no commitment.
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