Five steps from first look to funded file.
DSCR loans qualify on rental income, not the borrower's pay stubs (business-purpose / non-owner-occupied — a rental you invest in, not a home you live in). These tools handle every step of that process.
Price the deal in under a minute
Enter the property address, rent, rate and costs. Get DSCR (whether the property's rent can cover the loan payment — 1.00 = rent exactly covers it; higher is stronger) on both tracks: Track 1 is what the lender uses to qualify you; Track 2 adds vacancy, management fees and CapEx to show what you'll actually pocket. No login, no guesswork.
Match the right Greenstreet program before your first call
Your file is scored against every Greenstreet DSCR program: FICO floors, LTV caps (how the loan amount compares to the property value — lower = more equity = better terms), DSCR minimums, state coverage and entity rules — ranked by fit score. Know which program funds your deal before you make an offer.
Check the state rule before it kills the deal
Prepayment-penalty fees (a fee some loans charge if you pay the loan off or refinance early), usury caps for 47 states and DC — each traced to a statutory citation. Know if a deal is clean in NJ or needs restructuring before you make an offer.
Stress-test the rate and the rent
A 120-cell rate × rent shock grid shows you exactly how far the deal can bend before DSCR breaks below 1.00. Run it in seconds — then keep it as a defensible page in your deal package.
Hand the lender everything they need to say yes
The investment-committee memo, the state compliance check, and the stress matrix — all generated in one pass, all citable. Submit a clean package and close faster, because the lender isn't waiting on missing documents.
Ready to place your next file?
Book a 15-minute walkthrough — we'll run a real file through the Greenstreet engine together, from pricing to the package you hand the lender, so nothing in the numbers surprises you later.